Premium Bonds For Emergency Funds

Let’s face it, current accounts have been shocking for a long time now. Interest rates are anywhere from 0.5% (if you’re lucky) to essentially zero. This means that inflation is constantly eating away at your money. Recently I’ve turned to a product that I have never really rated: Premium Bonds.

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Annual Direct Debit Audit

At least once a year I will go through all my direct debits – from insurance payments to council tax. I make a note of how much I’m paying to each one and create a monthly total. I then extend this total to an annual total. This can be a little scary. It’s a huge… Continue reading Annual Direct Debit Audit

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